Deposit Rates

Deposit Rates

Rates are subject to change without notice.

Rates are accurate as of July 1, 2025

Certificate of Deposit Rates / IRA

Term Minimum
to open
& earn
APY 		Interest Rate
Under
$10,000 		APY^ Interest Rate
$10,000
and Over 		APY^
91 day$500 0.05% 0.05%* 0.10%0.10%*
6 month$5000.90%0.90%*1.00%1.00%*
7 month$5000.90%0.90%*1.00%1.00%*
8 month$5000.20%0.20%* 0.30%0.30%*
10 month$5000.20%0.20%* 0.30%0.30%*
11 month$5000.40%0.40%*0.50%*0.50%*
12 month$5000.10%0.10%** 0.15%0.15%**
17 month$5000.65%0.65%** 0.75%0.75%**
18 month$5000.20%0.20%** 0.30%0.30%**
20 month$5000.25%0.25%** 0.35%0.35%**
21 month$5002.75%2.77%** 2.85%2.87%**
24 month$5000.25%0.25%** 0.35%0.35%**
30 month$5000.40%0.40%** 0.45%0.45%**
36 month$5000.45%0.45%** 0.50%0.50%**
48 month$5000.50%0.50%** 0.55%0.55%**
60 month $5000.65%0.65%** 0.70%0.70%**
9 month Special$5003.90%3.92%*4.00%4.02%*
15 month Special$5003.75%3.79%**3.85%3.89%**

*Interest paid at maturity
** Interest added on and compounded semi-annually
Interest rates and APY for maturing certificates will be available 10 days after maturity.
Penalty will or may be imposed for early withdrawal, which will reduce earnings.
For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code.

Money Market Checking

Minimum
to open 		Minimum to
earn APY 		Interest Rate APY^
$10,000$10,0000.15%0.15%
More information

Money Market Account

Minimum
to open		Minimum to
earn APY		Interest
Rate 		APY^
$1,000$10000.10%0.10%
$1,000$10,000 0.15% 0.15%
$1,000$50,000 0.20% 0.20%
More Information

Premium Money Market Account

Minimum
to open 		Minimum to
earn APY		Interest
Rate 		APY^
$25,000$25,0000.20%0.20%
$25,000$50,0000.30%0.30%
$25,000$100,0000.40%0.40%
More information

Now/Savings Account

Account Type Minimum
to open 		Minimin to
earn APY		 Interest
Rate 		APY^
Now $0$5000.10%0.10%
Savings $0$0.01 0.15% 0.15%
More Information

^Annual Percentage Yield 

Balances below minimums may result in fees which may reduce earnings.

Please inquire for complete rules and fees. The stated interest rates and APY are subject to change at any time, even after account opening.