Deposit Rates

Rates are subject to change without notice.

Rates are accurate as of December 1, 2019

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Certificate of Deposit Rates

Term

 Min.

Interest Rate 

if Under 10,000

 APY***

Interest Rate

if 10,000 & over

APY***
91 day $500  .05% .05% .15% .15%
6 month $500 .05% .05% .15% .15%
12 month** $500 .15% .15% .25% .25%
Special 14 month** $500 1.40% 1.40% 1.50% 1.51%
18 month** $500 .30% .30% .40% .40%
20 month** $500 .55% .55% .65% .65%
24 month** $500 .45% .45% .55% .55%
30 month** $500 .60% .60% .70% .70%
36 month** $500 .70% .70% .80% .80%
48 month** $500 .95% .95% 1.05% 1.05%
60 month** $500 1.15% 1.15% 1.25% 1.25%

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IRA♦

Same as Certificate Rates

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♦Penalty for early withdrawal

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Money Market Checking

Minimum $10,000 - .25%APY***

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Insured Money Market Account

Min.

 Interest Rate if Under 10,000 APY*** Interest Rate if 10,000 to 50,000 APY*** Interest Rate if 50,000 & over

APY***
$1000

.15%

.15%

.20%

.20%

.25%

.25%

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Premium Money Market Account

Min. Interest Rate if 25,000
to 50,000		 APY*** Interest Rate if 50,000
to 100,000		 APY*** Interest Rate 100,000 & over APY***
$25,000

.25%

.25%

.40%

.40%

.60%

.60%

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Now Account

(min. $500)

 0.10% Interest Rate 0.10%APY
Savings 0.15% Interest Rate 0.15%APY

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* Deposit Rate Special  **Interest added on and compounded semi-annually  ***Annual Percentage Yield Fees and withdrawals could reduce earnings.

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