Deposit Rates

Rates are subject to change without notice.

Rates are accurate as of December 1, 2020

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Certificate of Deposit Rates♦
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Term Min. Interest Rate APY*** Interest Rate APY***
if Under 10,000 if 10,000 & over
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91 day $500  0.05% 0.05% 0.10% 0.10%
6 month $500 0.05% 0.05% 0.10% 0.10%
8 month special** $500 0.20% 0.20% 0.30% 0.30%
10 month** $500 0.20% 0.20% 0.30% 0.30%
12 month** $500 0.10% 0.10% 0.15% 0.15%
14 month** $500 0.15% 0.15% 0.25% 0.25%
18 month** $500 0.20% 0.20% 0.30% 0.30%
20 month** $500 0.25% 0.25% 0.35% 0.35%
24 month** $500 0.25% 0.25% 0.35% 0.35%
30 month** $500 0.40% 0.40% 0.45% 0.45%
36 month** $500 0.45% 0.45% 0.50% 0.50%
48 month** $500 0.50% 0.50% 0.55% 0.55%
60 month** $500 0.65% 0.65% 0.70% 0.70%

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IRA♦

Same as Certificate Rates

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♦Penalty for early withdrawal

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Money Market Checking

Minimum $10,000 - 0.15%APY***

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Insured Money Market Account

Min.

 Interest Rate if Under 10,000 APY*** Interest Rate if 10,000 to 50,000 APY*** Interest Rate if 50,000 & over

APY***
$1,000

0.10%

0.10%

0.15%

0.15%

0.20%

0.20%

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Premium Money Market Account

Min. Interest Rate if 25,000
to 50,000		 APY*** Interest Rate if 50,000
to 100,000		 APY*** Interest Rate 100,000 & over APY***
$25,000

0.20%

0.20%

0.30%

0.30%

0.40%

0.40%

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Now Account(min. $500) 0.10% Interest Rate 0.10%APY
Savings 0.15% Interest Rate 0.15%APY

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* Deposit Rate Special  **Interest added on and compounded semi-annually  ***Annual Percentage Yield 

Fees and withdrawals could reduce earnings.

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