Deposit Rates

Deposit Rates

Rates are subject to change without notice.

Rates are accurate as of September 1, 2022

Certificate of Deposit Rates / IRA


Term


Min.

Interest Rate
Under

$10,000

APY^

Interest Rate
$10,000

and Over

APY^

91 day$5000.05%0.05%0.10%0.10%
6 month$5000.05%0.05%0.10%0.10%
8 month
special
$5000.20%0.20%0.30%0.30%
10 month$5000.20%0.20%0.30%0.30%
12 month*$5000.10%0.10%0.15%0.15%
14 month*$5000.15%0.15%0.25%0.25%
18 month*$5000.20%0.20%0.30%0.30%
20 month*$5000.25%0.25%0.35%0.35%
24 month*$5000.25%0.25%0.35%0.35%
30 month*$5000.40%0.40%0.45%0.45%
36 month*$5000.45%0.45%0.50%0.50%
48 month*$5000.50%0.50%0.55%0.55%
60 month*$5000.65%0.65%0.70%0.70%

*Interest added on and compounded semi-annually
Penalty for Early Withdrawal

Money Market Checking

Minimum Interest Rate APY^
$10,0000.15%0.15%
More information

Insured Money Market Account

Minimum Interest Rate APY^
$10000.10%0.10%
$10,000 0.15% 0.15%
$50,000 0.15% 0.15%
More Information

Premium Money Market Account

Minimum Interest Rate APY^
$25,0000.20%0.20%
$50,0000.30%0.30%
$100,0000.40%0.40%
More information

Now/Savings Account

Account Type Minimum Interest Rate APY^
Now $5000.10%0.10%
Savings** $0 0.15% 0.15%
** Fees and withdrawals could reduce earnings.
More Information

^Annual Percentage Yield