Deposit Rates

Deposit Rates

Rates are subject to change without notice.

Rates are accurate as of January 1, 2023

Certificate of Deposit Rates / IRA


Term

Minimin to
open &
earn APY

Interest Rate
Under

$10,000

APY^

Interest Rate
$10,000

and Over

APY^

91 day$5000.05%0.05%*0.10%0.10%*
6 month$5000.05%0.05%*0.10%0.10%*
8 month$5000.20%0.20%*0.30%0.30%*
10 month$5000.20%0.20%*0.30%0.30%*
12 month$5000.10%0.10%**0.15%0.15%**
14 month$5000.15%0.15%**0.25%0.25%**
18 month$5000.20%0.20%**0.30%0.30%**
20 month$5000.25%0.25%**0.35%0.35%**
24 month$5000.25%0.25%**0.35%0.35%**
30 month$5000.40%0.40%**0.45%0.45%**
36 month$5000.45%0.45%**0.50%0.50%**
48 month$5000.50%0.50%**0.55%0.55%**
60 month$5000.65%0.65%**0.70%0.70%**
15 month special$5002.65%2.67%**2.75%2.77%**
21 month special $5002.90%2.92%**3.00%3.02%**

*Interest paid at maturity
** Interest added on and compounded semi-annually
Interest rates and APY for maturing certificates will be available 10 days after maturity.
Penalty for Early Withdrawal
For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code.

Money Market Checking

Minimum
to open
Minimum to
earn APY
Interest Rate APY^
$10,000$10,0000.15%0.15%
More information

Money Market Account

Minimum
to open
Minimum to
earn APY
Interest
Rate
APY^
$1,000$10000.10%0.10%
$1,000$10,000 0.15% 0.15%
$1,000$50,000 0.20% 0.20%
More Information

Premium Money Market Account

Minimum
to open
Minimum to
earn APY
Interest
Rate
APY^
$25,000$25,0000.20%0.20%
$25,000$50,0000.30%0.30%
$25,000$100,0000.40%0.40%
More information

Now/Savings Account

Account Type Minimum
to open
Minimin to
earn APY
Interest
Rate
APY^
Now $0$5000.10%0.10%
Savings $0$0.01 0.15% 0.15%
More Information

^Annual Percentage Yield 

Balances below minimums may result in fees which may reduce earnings.

Please inquire for complete rules and fees. The stated interest rates and APY are subject to change at any time, even after account opening.