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Clare Bank Loan Rates
Member FDIC

Loan Rates | Deposit Rates

Loan Rates

Rates effective 7/03/08. Rates are subject to change without notice.

Owner Occupied Residential Mortgages
Loan Program APR Down
Payment
Construction (up to 6 months) 5.49% 5% Down*
1-Year Fixed Rate Balloon 5.79% 5% Down*
3-Year Fixed Rate Balloon 5.89% 5% Down*
5-Year Fixed Rate Balloon 5.99% 5% Down*
15-Year Fixed In House 6.25% 5% Down*
Freddie Mac 15-Yr Fixed** 6.126% 5% Down*
Freddie Mac 20-Yr Fixed** 6.5% 5% Down*
Freddie Mac 30-Yr Fixed** 6.625% 5% Down*

WI State VA

6.0% 5% Down*

* Loans with less than 20% down may require private mortgage insurance.

** Rates effective 7/03/08. (Freddie Mac rates change daily.)

The above rates are contingent upon authorized automatic payment from checking account.

Example: $50,000 loan - 6.74% - 30 year amortization - 5 year balloon - monthly payments $323.97

Clare Bank is an Equal Housing Lender

 

Home Equity Loans

Loan Program APR
1-Year <70% Loan/Value 5.74%
1-Year 70 to 80% LTV 5.99%

1-Year >80 to 90% LTV

6.49%

3-Year <70% LTV

5.99%
3-Year 70 to 80% LTV 6.24%

3-Year >80 to 90% LTV

6.74%

4-Year <70% LTV

6.24%

4-Year 70 to 80% LTV

6.49%

4-Year >80 to 90% LTV

6.99%

5-Year <70% LTV

6.49%

5-Year 70 to 80% LTV

6.74%

5-Year >80 to 90% LTV

7.24%


Commercial and Ag Loans
Loan Program APR Down
Payment
1-Year Real Estate 6.49% to 12.0% 30% Down
3-Year Real Estate 6.74% to 12.0% 30% Down
5-Year Real Estate 6.99% to 12.0% 30% Down
Equipment and Operating 6.994% to 12.0% -------


Consumer Loans
Loan Program APR Payment
Terms
New Cars (2007-2008) 5.99% Up to 36 Months
New Cars (2007-2008) 6.24% Up to 48 Months
New Cars (2007-2008) 6.49% Up to 60 Months

 New Cars (2007-2008)

6.74% Up to 72 Months

Used Cars (2005-2007)

6.24% Up to 36 Months
Used Cars (2005-2007) 6.49% Up to 48 Months
Used Cars (2005-2007) 6.74% Up to 60 Months
Used Cars (2001-2004) 6.99% Up to 36 Months
Used Cars (2001-2004) 7.24% Up to 48 Months
2000 and Older 7.74% Up to 36 Months
Consumer Loans 7.49% to 12.00% (varies with amount)

 

Credit Card Rates

Visa or Mastercard APR Annual
Fee

Low rate card

9.55% $15(waived 1st year)
No annual fee 13.15% none
Low rate gold 9.15% $30(waived 1st year)
No annual fee gold 12.15% none

Business

12.15% $30

We'd like your feedback.
E-mail us at Mail@ClareBank.com


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